Covering Your Entire Financial Future

Retirement Planning

Pack Your Retirement Plan Full of the Necessities

It’s never too early to start saving for retirement, and it’s never too late to start planning. If you’ve just begun your journey to retirement, consistently saving and strategically investing is where you should begin your focus. If you’re just a few short years away from retirement, now is the time to:

  • Shelter your assets from stock market volatility
  • Incorporate investment strategies consistent with age, timeline to retirement, and risk tolerance
  • Optimize existing wealth and protect your livelihood through insurance
  • Pack the right portfolio for retirement
  • Map out a comprehensive retirement plan, accounting for investments, life and health insurance, income, estate, and legacy planning

Social Security Maximization

When it comes to social security benefits, it’s important to know the facts. For the average American, Social Security Benefits account for about 36% of their retirement income. If you or a loved one have recently triggered your benefits or considering doing so- it’s important to know the following:

  • What strategies are most suitable for maximizing your Social Security Benefits
  • The importance of Coordinating Benefits With Your Spouse
  • What Else Can Affect Your Monthly Benefits
  • How and When to Make Your Benefits Claim

If you ignore these items, you could potentially miss out on thousands of dollars in lost benefits. For a personalized analysis Don’t let this happen to you.

For the average American, Social Security Benefits account for about 36% of retirement income. Don’t underestimate how important of a role Social Security can play in your life, or the life of a loved one. Call our office today to learn more about how you can maximize your benefits and receive a personal Social Security Benefits Analysis.

Medicare

Choosing the best Medicare Supplement Insurance Plan that fits your needs can be a challenging task. As a Medicare beneficiary, you have many options to choose from and both Michael and Kristine are available to help you make a confident decision about the plan options that may be best for you. Let Bowman Financial Group assist you in analyzing your options.

For more information on Medicare options available to you, attend one of our educational medicare seminar dates or call us at 360-427-4248 to set up a complimentary consultation.

The following topics will be discussed at our educational medicare seminars:

  • What is Medicare and what are the enrollment periods?
  • What are Medicare Supplement Plans?
  • What are Medicare Advantage Plans?
  • What are Prescription Drug Plans?
  • How to choose which plan is right for you?

Plan for the Unexpected

"Life is a journey and full of the unexpected"

Long-term care insurance can help financially protect you and your family from unexpected medical issues that may arise as you age. This type of insurance is designed to specifically cover the costly expenses associated with long-term care services, most of which are not covered by traditional health insurance or Medicare. These services can include:

  • In-home care
  • Assisted living
  • Adult day care
  • Nursing home
  • Hospice care

Bowman Financial Group can assist you and your family with long-term care planning and help protect your tomorrow by making these important decisions today.